Business interruption cover is designed to protect a business for a financial loss incurred because it cannot trade for a period due to loss or damage to the business itself from an interruption covered by the policy. For some businesses, the COVID-19 pandemic interrupted trade and caused financial loss but since 2005-06, losses arising from […]
It’s a little known fact that home insurance can actually protect your assets and home contents away from home. A standard home and contents insurance policy will generally cover clients for the costs of rebuilding and repairing a home, repairing or replacing contents for insurable events like flood, fire and theft. Contents can include personal […]
Pharmacy businesses have a number of unique business risks and insurance cover requires close attention to ensure that your property, stock and general liability risks are covered. Pharmacies often carry high-value medicines and a variety of stock, and specialist equipment. In addition to general property and stock covers, pharmacies must also take out specialist liability […]
Home Staging is an emerging industry in the Australian real estate sector with more and more vendors seeking the services of a professional to present their home for sale. Combining the arts of interior decorating and styling with real estate know-how is no easy task. Great Home Stylists will interpret real estate and consumer trends […]
The hot topic in insurance circles at the moment is the “hardening” market which is causing rising premiums and hardship for many business owners. According to Marsh’s latest Global Insurance Market Index, all three major product lines – property, casualty, and financial and professional – are showing rate increases. As of September 2019, there had […]
The Bureau of Meteorology has released its Severe Weather Outlook for October to April, showing an increased risk of flooding for eastern Australia and tropical cyclones in the north, with roughly average potential for heatwaves and severe thunderstorms. The impact for businesses during storm season can be severe, but having the resources and information you need on […]
Insurance is best known for its value in protecting and safeguarding your investment in physical assets like buildings and possessions. Below is a shortlist of some of the most common property and building insurance policy types and terms you’ll need to know. 🏡Home Insurance Covers your building against things like flood, fire, explosion, natural disasters […]
If you are one of the 1.86 million Australians who own residential property investments, you may already know that Landlords insurance is essential (and also a tax deduction) but you probably don’t know just how important it can be. Earlier this year, one of our valued clients found this out the hard way. They had […]
The Insurance Council of Australia recently released a report demonstrating a low take up of contents insurance in younger generations, new residents to Australia and households without a mortgage. Some of the key findings from this report include; Households where the household head is aged less than 30 are least likely to be insured […]
Due to the Coronavirus restrictions, many businesses are having to temporarily close to limit physical exposure to the virus. This is changing the way businesses are able to operate or normally function. Some businesses have been instructed to close their doors, some have been directly or indirectly impacted by the change in social activity, or […]
